Toast Wallet - XRP Wallet Guide

Wallet Provider: Toast Wallet, Official Website:

Compatible Operating Systems: Mobiles: Android & IOS. Computers: Windows, Linux, Mac OS & Chrome Browser extension.

Description: Toast Wallet is a free to use open source XRP. The interface is easy to use and highly regarded to be one of the best XRP wallets available. The wallet boasts high levels of security with the application being secured to your device. Toast Wallet was specifically designed to support Ripple and the available features allow you to hold, send and receive XRP.

Supported Cryptocurrencies: XRP dedicated wallet.

View this Guide or Download in PDF Format

Last Updated: 24.01.2019



Step 1: Download Toast Wallet

Head over to Toast Wallet’s official website or search Toast Wallet on Google Play or App Store.

Select a compatible operating system and initiate a download or install the app.

Google Play & Apple Store:



Step 2: Agree to License, Create a New Wallet

Once the download is complete, open the application on your device. It will display and important notice about the reserve amount of 20 XRP.

The Ripple Network requires a balance of 20 XRP to be held in a wallet for it to be valid. This amount of coins will be locked for each active wallet as enforced by the XRP protocol.



Toast Wallet licencing agreement will be displayed, and after reading scroll down to the bottom of the disclaimer and select “create a new wallet”.


Step 3: Security & Recovery

Toast Wallet will prompt you to Set a Pin used to unlock your wallet each time it is in use.

You will also need to Set a Passphrase to authorise transactions made from your wallet. Make sure to set a strong but memorable passphrase and make sure you remember it for future transactions.



Having successfully set a Pin and Passphrase your wallet recovery phrase will be displayed.

This can be used (only with a wallet back up) to regain access and authorise transactions should you forget your passphrase. It is advised you record this information and keep it safe location.

Once you have saved the information, agree to the terms displayed and Finish Setup. Toast Wallet may ask you for a donation of XRP, click not at this time to continue.


Step 4: Generate a New Address

To create a new XRP wallet, use the home icon located at the bottom right of application and click the blue plus under Accounts. Continue by clicking Generate New Address which will create a wallet address for XRP.



The new address will be displayed and appear slightly redacted. If you would like to assign a name to the wallet you can set this in account nickname.

Enter your passphrase that was set up in the earlier steps. Once entered correctly, the new XRP address will be successfully added to your wallet.


Step 5: Create and Save a Wallet Back up

Toast Wallet will prompt you to create a backup once the wallet has been successfully created. This can be used to gain emergency access to your wallet and any coins/funds being held to be retrieved.


It is highly advised you create a wallet backup so you can recover any assets held should you lose access to your wallet.

Copy the displayed backup information, paste this into a secure file or folder. You may want to password protect this information to ensure it is kept safe.



It is important you keep this information secure and do not share this with anyone as you risk losing your Cryptocurrency.

You can create a back up of your XRP wallet at any time by navigating to settings and selecting Backup Wallet.


Step 6: Receive XRP Wallet Address

Navigate once more to the home icon on the bottom right, you should now see an “XRP Wallet” that has not yet been activated.

To retrieve your XRP wallet address, click on the not activated wallet, your XRP wallet address will be displayed under address.



With the wallet address displayed, copy the address in its entirety. An easy way to do this is to use the copy to clipboard button on the right-hand side of your wallet address. You can also highlight the entire length making sure all values are selected and copied. This address is required for you to receive Cryptocurrency.


This is an example of what your XRP wallet address will look like:

XRP Wallet Address: rNNeGMZmLfneuzMNT7tqit8BjUjwLZrA4g

Please take care to ensure you only send compatible assets to the correct wallet.



Step 7: Buy XRP and send to your Wallet

In a new tab navigate over to the BC Bitcoin website and click Buy Coins or use the following link:

Click below if you have not yet registered with us:


You can purchase a wide range of Digital Assets through our platform, including XRP and many other Cryptocurrencies.

To place an order for Cryptocurrency;

  1. Select XRP from the drop-down menu and enter the amount you would like to spend.

  2. In the field “Your Wallet Information” provide us with your XRP Wallet Address where your coins will be sent too.

  3. Complete your order and make a payment to our account to receive XRP.

Once you have doubled checked your order and wallet information click “next step” to continue.

We check all wallet addresses on the public blockchain to ensure they are valid wallet addresses. If you are still unsure, please email/call us and we will be pleased to assist you.



Toast Wallet Overview

BC Bitcoin Rating: 


  • Very simple and easy to use. The open source software is verified by GitHub and trusted by a community of users.

  • Compatible with most operating systems, almost any device can download and use Toast Wallet.

  • Provides real time valuation of assets. Shows

  • Information, guides, resources and technical support is available.

  • Multiple XRP wallet capabilities. You can have and label individual addresses.

  • XRP Wallets without identifier tags. Each wallet is unique to the user and does not require a tag to receive coins.

  • More secure that a web wallet or hot wallet. Protected locally secured to your device.

  • Back up and recovery information easy to obtain and record.


  • 20 XRP activation and reserve amount. This is required by the network but can be inconvenient.

  • Toast Wallet is limited to only XRP and has minimal access to blockchain features.

  • The wallet can only be accessed from the device it was set up.



Toast Wallet is one of the best XRP wallet interfaces available. The application and its underlying code is highly trusted and has been verified as secure by a wide range of developers. It is compatible most devices and operating systems, making it ideal wallet for those new to cryptocurrency or XRP. Keeping the wallet secure is easy to do as it is secured locally to your device and password protected. Even if you lost your device, the coins/funds would be protected and remain be safe. If you have recorded the necessary back up information, you can recover your coins easily and conveniently at any time. Toast wallet is an excellent choice for those looking to get started with XRP, it has established itself as the leading provider of XRP wallets.

Thank you for using our wallet guide. Please check out our other content, news articles and social media below. If you have any questions, please contact and our team will be pleased to help you.

BC Bitcoin Resources



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Additional Toast Wallet Resources

Full Source Code:

Social Media:

Toast Wallet Support Email:

Frequently Asked Questions:


Disclaimer: The information provided in this article is intended for informational purposes only. It is the readers responsibility to complete their own research and due diligence. BC Bitcoin will not be held responsible for any investment or transaction decisions you make based on the information provided on the website.

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